• Email Us : support@helethanbenefits.ca

Helethan PHSP/HSA
(Private Health Services Plan)/(Health Spending Account)


What We Do

We offer the most efficient Private Health Services Plan (PHSP) in Canada. As an employer/owner, you can set up your company's PHSP coverages online in less than 5 minutes! As an employee, submiting an online claim is super easy, and you can view your claim results right away.


Income Tax Law

PHSP (Prive Health Servcies Plan) has been signed into Canada income tax law and approved by Canada Revenue Agency since 1989.


Save you thousands of dollars

When you have private insurance, you could save on average 30% of your premium, deductable and coinsurance.


A 30 years secret

For nearlly 30 years, PHSP is a hidden secret to most Canadians and no health insurance company wants you really knowing about it.


How much Helethan PHSP costs

Helethan PHSP has no upfront cost to you and has no monthly premiums to pay. Helethan PHSP is a vertually free service.


Health Insurance Costs lot More

Health insurance companies do not want you to know about PHSP because they can charge you more with traditional health insurance plans.


PHSP Is not health insurance plan

PHSP is not a health insurance plan. PHSP is a lawfully approved income tax saving vehicle.


Use PHSP with your current health insurance plan

PHSP can be a great suppliment of your current medical health insurance plan. PHSP can help you save greatly on your monthly premiums, deductables and coinsurances.


Use PHSP without health insurance plan

PHSP can be used alone or be used together with a traditional health insurance plan.


Income tax free

PHSP allows you to pay your family medical bill income tax free.


Only through PHSP, CRA treats your medical expenses as business expenses

PHSP must be registered by a business on behalf of its owners and/or employees. Individuals cannot use PHSP directly.


A few minutes can save you hundreds

PHSP only takes few minutes of your precious time each year to save hundreds or even thousands of dollors.


You control your money

There is no pre deposit. You have full control of your money.

Sign up is free. Start Saving in minutes.

Sign Up

Extended Coverage

Your PHSP allowance can always be used to pay for every one's medical expenses in your family.





Grand Parents


Relax. You are covered.

Call us now!
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